I was helped off mine in September 2008 by BOI.
Well, that's not strictly accurate, is it?
http://www.askaboutmoney.com/threads/boi-accepted-tracker-then-called-about-new-fixed-rate.186124/
you were never actually on a tracker rate so you obviously couldn't be helped off something you were never on.
I disagree I had signed, accepted and returned my side of the agreement, so from my point of view I was on a tracker.
I suppose the lesson for the rest of us is to always read, and fully understand, any document we are asked to sign. Cold comfort for you obviously.
Would you agree that their is a breach in this case?
todo, are you saying the BOI offered a tracker in August 2008? todo, In another thread I queried other people (incl Sarenco) on this forum as to why the BOI in July 2008 told me that a tracker was no longer available. Even though trackers were officially pulled in October 2008 only as I know now. A person who worked for the BOI then said it was because new tracker loans were pulled in July and remained available to October only on offers made earlier. But todo you are saying you were offered a tracker in August, i.e., after it was "unavailable" to me in July. Really weird.
Probably means all was at the discretion of loan officers and probably the bank encouraged them not to offer trackers but some did and some did not. Now we try to make sense of it all and read the small font but it was all a lottery.
What was the tracker rate you were offered on 22nd August? And the fixed rate you signed up to on 15th September?
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