Hi Brendan I was just wondering if you could answer a question for me when you have a spare minute. I just want to know. When the letter and check for 1615 euro were sent out ,we were given the option of a tracker rate of over 4% which I took up as it was cheaper than the rate i was on for a buy.to.let property. So if they are putting other people on a tracker rate of 1.5% .should this be the rate for the tracker mortgage that we were offered.