I need advice if possible as i do not know what to do next.My wife had to give up her house and went the route of voluntary surrender to the PTSB about a year ago.Due to personal reasons she had no choice but to choose this option.
Since the house has now been sold she has now received a letter from the PTSB telling her that there is now a shortfall of 60,000 euro,and now to contact PTSB office.
The mortgage was only in her name when the house was purchased,as we only married a few years ago.
Our current situation is we now live in a rented house with a 3yr daughter in a rural area.We don,t have any savings or assets.She works full time on a average wage,and drives a car worth very little,and pays child care.
Will i be included in any payment or arrangement as we are now married etc.
Do we contact the PTSB or what do you recommend for the best route to go down.
We do want to address this matter as soon as possible as its now putting strain on our marriage and worrying us sick.
I also work full time 12hrs a day and 2hrs travel to Co Antrim,After i pay for fuel and sometimes pay to stay in the north each month,and my own bills etc i don,t have much to spare.I am unable to get a job closer to home so have no option.
So please any advice would be grateful in this matter.
Since the house has now been sold she has now received a letter from the PTSB telling her that there is now a shortfall of 60,000 euro,and now to contact PTSB office.
The mortgage was only in her name when the house was purchased,as we only married a few years ago.
Our current situation is we now live in a rented house with a 3yr daughter in a rural area.We don,t have any savings or assets.She works full time on a average wage,and drives a car worth very little,and pays child care.
Will i be included in any payment or arrangement as we are now married etc.
Do we contact the PTSB or what do you recommend for the best route to go down.
We do want to address this matter as soon as possible as its now putting strain on our marriage and worrying us sick.
I also work full time 12hrs a day and 2hrs travel to Co Antrim,After i pay for fuel and sometimes pay to stay in the north each month,and my own bills etc i don,t have much to spare.I am unable to get a job closer to home so have no option.
So please any advice would be grateful in this matter.