My wife, age 54, joined the public sector in 1988, and worked in 3 hospitals for about 13 years (12yrs of which were in one hospital)
She then moved to a Local Authority around 2002.
While at the Local Authority, she took a career break of 6 years (5 yrs + 1 yr unpaid leave) for child-care reasons from 2006, and returned to work in 2013 on a job-share basis (so basically half-time)
She returned to full-time working in 2020.
So, with all the moving around above, we're trying to calculate her pension entitlements, as she would like to retire at 60.
She is on PRSI Class D
I'm clueless about Public Sector pensions (DB and all that) and struggling to calculate what she would be entitled to at 60. Even to know what ball-park % of final salary she might be entitled to would help.
My gut feeling is there would be a shortfall in her pension and if so, what options could she consider now ? (AVCs etc?)
If she actually falls below State Pension level how could this be made up, as she wouldn't be entitled to a State Pension on Class D ?
Thanks!
She then moved to a Local Authority around 2002.
While at the Local Authority, she took a career break of 6 years (5 yrs + 1 yr unpaid leave) for child-care reasons from 2006, and returned to work in 2013 on a job-share basis (so basically half-time)
She returned to full-time working in 2020.
So, with all the moving around above, we're trying to calculate her pension entitlements, as she would like to retire at 60.
She is on PRSI Class D
I'm clueless about Public Sector pensions (DB and all that) and struggling to calculate what she would be entitled to at 60. Even to know what ball-park % of final salary she might be entitled to would help.
My gut feeling is there would be a shortfall in her pension and if so, what options could she consider now ? (AVCs etc?)
If she actually falls below State Pension level how could this be made up, as she wouldn't be entitled to a State Pension on Class D ?
Thanks!