At least 1 similar house with just geothermal pump and bills are a lot lower.
What's 'a lot lower'? They might have a smaller house, they might have a newer more efficient HP, they might have better control with their thermostats. Unless that house is an identical build then I wouldn't worry too much about it.
Before you change any settings, I would suggest the following:
- Buy a few wireless temperature sensors so that you can monitor the changes. I used
Tapo sensors but that was just because I already had some TP-link stuff.
- Turn all zones on and all underfloor or rads to full flow, i.e. if you have TRV's, set them to the max. Basically the most efficient way to get heat into your home is to use every available inch of underfloor/radiator surface. It sounds a bit counter intuitive at first but it does make sense because it allows for the lowest flow temperature to be set
- Set all room/zone thermostats to the max, they need to be 'always on'. You don't want room stats turning off the heating while you are trying to find a natural sweet spot between indoor temperature and your heat curve.
- Don't set 'drop back' night time temperatures. Again it sounds counter intuitive but what happens is the heating system just turns off until it cools down. It then has to work harder to reheat the next day. Keeping the one temperature all day/night means you are very efficiently maintaining temperature and using cheaper night rate electricity
- A big saving can be found by reducing the temperature of your hot water cylinder. Dropping it down to 46-50°C will save a lot of electricity because your HP has to have a flow temp higher than what it is trying to heat and efficiency falls off rapidly at higher flow temperatures.
- And probably most importantly, don't adjust anything until the outdoor temperatures drop to 0-10°C. Its unusually mild for this time of year so you won't feel or notice the effects of changes to the curve until outdoor temperatures drop. Wait another few weeks and then drop the curve. Try not to change it more than once a day or even every 2nd day. You are trying to let the house settle to a comfortable temperature so fiddling with settings too often will mess with that.
Doing all of the above, we knocked ~20% off our heating usage and have a much more pleasant and consistent temperature throughout the house. But our house is smaller, has an air source HP and is all radiators (no underfloor)
Hopefully you can get a similar result and knock 1-2k units off your electricity