Thank you for your help...It really is hard to work these plans out...Hi JustOli,
Welcome to AAM. There is no exact cheaper similar plan to Simply Connect. There is a compromise attached to the following 2 plans.
Details as follows;
1. Laya Control 300 Create; price 1181pa; all public, private(including private room fully covered) and 3 hi-tech hospitals covered; private excess 300 PER admission and 125 per day case procedure. Good day to day cover included, refund of 80 per consultant, 30 per gp etc. The compromise on this plan is the 300 excess per admission and the just 50 savings in price. But there is extra cover on this plan, a private room in a private hospital is fully covered.
4. Laya Inspire Plan; price 1140pa; all public, private and 3 hi-tech hospitals covered, private excess 150 PER admission and day case excess is 50 per procedure. Good day to day cover included, 50% refund for gp, consultants etc. The compromise on this plan is regarding hi-tech hospital cover. Beacon is fully covered, but there is a 500 excess PER NIGHT in Mater Private and Blackrock Clinic. The positive part is that Blackrock Clinic don't charge this fee onto the patient so Blackrock Clinic is fully covered. But if Mater Private is important to you, this is not a suitable plan.
https://www.hia.ie/comparison-tool/...Mb2NrIjpmYWxzZSwicGxhbl9kZXRhaWxfaWQiOi0xfX1d
Regards, Snowyb
Thank you again Snowyb.Yes, the advantages of Simply Connect are as follows;
1. You have the full choice of private hospitals for hip or knee replacement.
2. You will have full cover for hip and knee replacement surgery in private hospitals, no shortfall to pay.
3. You have a lower max admission excess of 150 x 2 per year for all admissions.
So it is worth staying on Simply Connect plan, based on the above extras.
If it helps with your decision, I am also on Simply Connect plan for the past few years.
Regards, Snowyb
Thank you for reply.JustOli,
An angiogram is classed as a day case procedure. So, with Simply Connect, the excess for a day case is 50 euro.
This is payable on the day of the test in the Mater Private or any other private hospital.
Snowyb
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