5. It wasn't theft, it was nothing remotley like theft, because the recipients of the money had a contractual arrangement to access cash from these cash machines. All of the interactions were recorded, liabilities for none agreed overdrafts were, clearly, stated in all terms and conditions. There is no law, passed in Dail Eireann, which nominates unauthorised overdrafts as criminal matters. The Garda Siochana have not and will not be instituting any criminal charges against any of the people who took unauthorised overdrafts.
The people who got the cash will have to pay back the cash and could be subject to interest rates, penalty fees and other charges.