RichInSpirit
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Contact the bank rather than your solicitor. Ask for a copy of the Loan Agreement. This is the formal loan document which must explicity contain all terms and conditions of the loan. Until you get a copy of this agreement, you will have no verification of the contract.
Your solicitor is likely to have trouble locating a 2003 file, which by now has probably been either destroyed or archived.
I was very surprised when I met my mortgage broker a year or so back. He had digitised copies of all documentation from a decade ago. He knew more about me than I knew myself