Growth projection of savings

Pieface

Registered User
Messages
80
Hi,
What is a reasonable average growth rate (including fees) to use for projecting growth of equity for the next 30-40 years? Just for my own calculation to see if I can reach €1m euro in savings when I retire and after that. Thanks.
 
JUst to add, I normally assume 3% (5% growth less 2% fees) but was wondering if that is too prudent.
 
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