Bought a house with a friend back in 2005. We opted for a tracker, 1.1% + ECB.
After 2 years, we fixed for 2 years.... but, when the fixed term was up, they put us on a variable.
I got in touch and said we wanted to be put back on our tracker... but was fobbed off... saying this wasn't possible.
I had a lot on, so didn't really have time to look into it properly.
About a year later, I read that BOI had to give over 2,000 trackers back, and also refund the difference.
I got back in touch, and was, again, given the run around.
Anyway, a few months back, we got our tracker back!
Not to be looking a gift horse in the mouth, but, are we owed the years we were over paying, with the variable?
After 2 years, we fixed for 2 years.... but, when the fixed term was up, they put us on a variable.
I got in touch and said we wanted to be put back on our tracker... but was fobbed off... saying this wasn't possible.
I had a lot on, so didn't really have time to look into it properly.
About a year later, I read that BOI had to give over 2,000 trackers back, and also refund the difference.
I got back in touch, and was, again, given the run around.
Anyway, a few months back, we got our tracker back!
Not to be looking a gift horse in the mouth, but, are we owed the years we were over paying, with the variable?