Rossdarragh
Registered User
- Messages
- 13
Hi, looking at whether I should be looking at a new health insurance plan but can't get my head around it. Originally took out health insurance 4 years ago and haven't looked at it since. It's being paid for though a company I part own so cost isn't of great concern to me but more am I getting value for money on my current plan and does the plan suit the needs of my family.
As part of the policy myself and two kids (5&3) are on the one+ plan and my husband is on EnhancedCare250. This is through VHI. We also have a newborn that is yet to be added to the policy.
We have no health issues as such but my husband has been diagnosed with haemochromatosis since taking out the policy. This just involves getting blood off regularly to maintain iron levels. My concern is that if I moved from VHI he'd have to declare this and have a cooling period. Maybe that's not an issue? There may just be more suitable plans within the VHI. My current plan has good benefits around maternity but not a priority on any future plan.
The plan is due for renewal in April and currently costs €3283 per year before adding the additional child. Any help would be greatly appreciated.
As part of the policy myself and two kids (5&3) are on the one+ plan and my husband is on EnhancedCare250. This is through VHI. We also have a newborn that is yet to be added to the policy.
We have no health issues as such but my husband has been diagnosed with haemochromatosis since taking out the policy. This just involves getting blood off regularly to maintain iron levels. My concern is that if I moved from VHI he'd have to declare this and have a cooling period. Maybe that's not an issue? There may just be more suitable plans within the VHI. My current plan has good benefits around maternity but not a priority on any future plan.
The plan is due for renewal in April and currently costs €3283 per year before adding the additional child. Any help would be greatly appreciated.
