Hands up: vested interest: see my profile.
The service cavity is a pain.....but actually, it's not !
Whether you use a HRV or not - you're going to need a membrane anyway, so that extra cost is here to stay, no matter what. That's what the new regs have done for us. And, tbh, it needed to be done. Our houses, generally, are like sieves. Conventional and open frame ones, at any rate.
Now, even if you do get it all intact, and then your electrician or plumber puts a hole in it later, to pass a service through, your airtightness is gone. This is because your TF is an empty void, inside. A closed panel system (like ours), doesn't need a membrane anyway and hanging stuff on the wall panel inside, doesn't nullify it's airtightness properties.
I don't believe it's worth NOT doing the membrane - the 'risks' are too high, and you'll only get ok-to-poor results. I'd expect you to default close to 10m3/hr/m2, but I stand to be corrected based on your attention to detail, and the quality of the slabbing and wiring. The fusebox location is a classic for air leaks !
Another big cause of airtightness leaks is the way the joisting is done. If carried over the header plate of the GF wall, and even if there's a rim-beam, across their ends, it's a nightmare to seal. Add in downlighters to the ceilings and you might as well open the windows..........in other words.....you'll have to seal the ceilings as well........

And yes, there is another way of doing it, to avoid this messy junction.
Most recent blower test on one of our houses - no membrane, no plasterboard, no ceilings (yes, open to the bottom of the roof), floor screed in, windows/doors and key joints taped - gave a reading of 0.9m3/hr/m2. His BER assessor is estimating another 20% gain with linings attached. In anyone's book, that's very good.
I've seen another,
without the screed in, again, no plasterboard, no ceilings, and no membrane, and it came in at 2m3/hr/m2. The issue there is the accuracy of the raft, and the need to grout and seal it. Still good, though.