.... or am I his mother?
"The cheapest advice based service products are available from Quinn Direct at zero entry and fund charges at 1%pa. For this you will talk to someone over the phone"
The question asked was should I do
A) a prsa or b) an executive pension scheme and its suggested you try going to Quinn who'll only advise you to do C) a personal pension ( the only pensions product they sell directly )
If you are looking for a reasonable Personal Pension,and want to avoid an adviser by all means go to Quinn if you are happy with their investment options.
But you Cindy/Ratna/Not Ratna/Elland/Shiela or whatever you want to call yourself today haven't the first clue what this persons circumstances are. If they ring Quinn as suggested what will Quinn advise them to do? A PRSA or Executive Pension perhaps, I don't think so?
If are serious about your pension and need advice, talk to a good adviser. Indeed I believe that nobody should look at their pension in isolation to the rest of their finances.
In answer to Plywood, yes BIAM have done quiet well over the last few years and your advisor should be setting out that you would be better do X rather than Y because of circumstance a,b,c which you have explained to me.
Quiet simply I'm a bit fed up with all the misreporting, people answering there own questions, bad advice, people making up ficticious people to concur with points they have made ( and not knowing how to spell the name of their psedonym ). If thats the nature of the contributions, I want no part of it and I'll stick to the other forums within AAM.