But yet they are blamed in part for the property boom/bubble. Maybe the OP would be better off listening to reasonable responses rather than bitter potshots.
No idea why you bothered replying,do you moderate the comments here?
I replied to the OP query,giving my opinion and experience,you may not agree with it,indeed you are free to add your own,however pleses refrain from replying to my posts if you have nothing constructive to add.