employer not paying into pension

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aido79

Registered User
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hi,
i am an apprentice electrician and recently changed jobs. my new employer does not either contribute to the construction federation pension or deduct pension from my wages. are they supposed to?
 
Construction Industry employers covered by the Registered Employment Agreement (Pensions Assurance & Sick Pay), must provide their direct employees (those on PAYE/ PRSI) with pension benefits as specified in the Agreement.

Failure to do so makes the employer liable for all arrear contributions due, (both employer and employee portions) together with any benefits. This also applies to former employees.

For example, the family of a deceased worker can seek compensation from his/her employer, if their claim for mortality benefit failed, because the employer had neglected to register the worker in the Pension Scheme. Mortality benefit currently stands at €63,500 , plus €3175 per dependent child.

Similarly, compensation can be sought where a worker has been denied sick pay or pension entitlements.
Click to expand...

So if your employer is covered by the Registered Employment Agreement there is an obligation. See [broken link removed].
 
thanks for that. does that mean that if someone had been working for the company for example for 2 years without pension being paid should then the employer would have to back date the pension contributions for 2 years?
 
To be honest, I'm not sure what sanctions would be brought in such a situation. However, there is a Construction Industry Monitoring Agency and they should be able to give you details on what your options are. Click [broken link removed].

Obviously, before considering blowing the whistle on your employer you also need to consider how comfortable that will leave you as regards coming to work every day. I'm not saying that you should let an employer get away with non-compliance; just that you need to think things through.
 
This is what the Pensions Ombudsman was set up to deal with. Give them a call their details are;
Office of the Pensions Ombudsman,
36, Upper Mount Street,
Dublin 2.
Tel+ 00 353 1 6471650
Fax+ 00 353 1 6769577
email: [email protected]

You send in a written complaint and they take it from there. They have serious powers of enforcement and get results as the amount that they can issue in fines is something like €26k per infringement (i.e. each time your employer didn't remit monies on your behalf).
 
The employer is only obliged to pay into cfi pension for employees over a certain age. I think this is either 21 or 23 yrs of age. Give the Construction federation a call and they will tell you.
 
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