I am an employee of Irish Life and I like to contribute to Askaboutmoney where I can,I've read over my posts and I dont think I promoted Irish Life in any of them.My interest is in financial issues and contributing where I have an opinion or idea.I have no agenda,hidden or otherwise and therefore I did not appreciate that it might be perceived that I have a conflict of interest untill I read this thread.Please accept my apologies for not previously declaring my Irish Life connection.