My mother aged 84 ( living Dublin) has been on plan B VHI for years. Payments deducted monthly from work pension. I would like to get advice re better option for her. Preferably with VHI. She doesn’t want to reduce her cover - semi private in private hospitals . Her only existing condition was treated bons or Beacon. Won’t need orthopedic particularly (unless emergency) . Never had cardiac problems. Doesn’t claim back for gp visits etc except through revenue. I’d need to know that new plan would cover her as well as old one as I’d hate her to feel she’s less insured after all these years of high premiums.