Flybytheseat
Registered User
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AMRFs are gone. But even when they were there, the max investment was €63k. Once you access the 25% retirement lump sum, you must invest the balance. Into an ARF or buy an Annuity.
You could however invest your D.C. into a few different PRSAs and then access them (25% lump sum +75% ARF/Annuity) gradually over a few years.
Thanks - all roads seem to point to this as the most flexible option so thanks for the advice. Presumably it would be best to convert the PRSA to an ARF prior to it automatically vesting at 75 as I think I read you cant make annual withdrawals from a vested PRSA ?