advice pls
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Are the savings from regular savings amounts each month or are they as a result of a lump sum payment your wife received? Apologies if I picked you up wrong but I got the impression from your post they weren't as a result of an income surplus each month.
If you can take a payment break that would make more sense alright as it wouldn't be a reduced payment request.
If you can take a payment break that would make more sense alright as it wouldn't be a reduced payment request.