And its also your money thats been used to bail out the banks, if it wasn't for the banks reckless lending, people wouldn't be in this mess. The reckless mismanagement of finance by our government, only encourages
a nixer generation. We are a welfare state, this whole area, needs radical change as its constantly being abused. The fundamental problem is the governing of our state, until the core of the problem is fixed, which may take many years, the problem will only increase, leaving the government in a worse state than it is already.