AIB "Does the AIB announcement on prevailing rates apply to me?"

[kopkidda]

You will not be included in this group if

1. You are a customer of EBS or any other bank
2. You did not have Clause 3.2 in your contract
3. You did have Clause 3.2 in your contract but AIB offered you a tracker rate which you did not accept.

If you did not receive a letter from AIB in 2018 or 2019 with a cheque for €1,615, it is very unlikely that you are going to be covered by this.

Is this at the end of the fixed rate or at drawdown of the mortgage?

 

[Brendan Burgess]

Is this at the end of the fixed rate or at drawdown of the mortgage?

I have clarified this in the post

You did have Clause 3.2 in your contract but AIB offered you a tracker rate when your fixed rate ended. This was either because your fixed rate ended before October 2008 or after 2013 when they reintroduced the prevailing rate.

 

[kopkidda]

I have clarified this in the post

You did have Clause 3.2 in your contract but AIB offered you a tracker rate when your fixed rate ended. This was either because your fixed rate ended before October 2008 or after 2013 when they reintroduced the prevailing rate.

Now go and enjoy your friday

 

[43220039]

Hi Brendan , we received the compensation of 1618 and had the clause 3.2 in our AIB contract in 2009 but we moved to BOI in 2015 would you say we would still be part of this group ?

 

[Brendan Burgess]

Yes, you would.

I have updated the thread to include this as a reason not to exclude people.

Brendan

 

[43220039]

Yes, you would.

I have updated the thread to include this as a reason not to exclude people.

Brendan

Yes, you would.

I have updated the thread to include this as a reason not to exclude people.

Brendan

Thanks Brendan !