Re: Penalty points
Interestingly my better half got two points last year so we advised the insurer. The policy had the usual "null and void unless everything is declared" clause on it so we contacted them again and they clarified they don't penalise for 2 points.
I had a helluva time getting them to understand that while it's all fine and well that they don't charge more for two points neither have they acknowledged anywhere on the policy that they were declared. In fact as far as i was concerned the policy was invalid since it explicitly stated nothing was advised regarding driving offences.
It took 45 mins on the phone and escilating it to supervisor level before they agreed to amend the policy and send out a new one.
Over cautious perhaps but one to watch out for in my opinion.
If you have points it's up to you to declare them, it is stated on the renewals.MargeSimpson said:
Interestingly my better half got two points last year so we advised the insurer. The policy had the usual "null and void unless everything is declared" clause on it so we contacted them again and they clarified they don't penalise for 2 points.
I had a helluva time getting them to understand that while it's all fine and well that they don't charge more for two points neither have they acknowledged anywhere on the policy that they were declared. In fact as far as i was concerned the policy was invalid since it explicitly stated nothing was advised regarding driving offences.
It took 45 mins on the phone and escilating it to supervisor level before they agreed to amend the policy and send out a new one.
Over cautious perhaps but one to watch out for in my opinion.