Dixons Laptop - 5 year Cover

Looks like your knowledge of warranty products matches the (typically poor) level of knowledge of electronics staff regarding their products. What about the % of the Revenue that went to the insurance company (assuming that the insurance company who paid out on my claim for replacement weren't doing so out of the goodness of their heart)? What about the technical support lines manned by 3rd party agencies who provided the first-line technical support and had nothing to do with the 'service dept'?