Contributions for Irish pension.

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I'm Nobody

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Good afternoon.
I'm looking to the wise heads on here.
Mrs Nobody will be 66 later this year.
According to her on-line My Gov account she has
Total Pension contributions 52.
Paid contributions 385
Reckonable Credited contributions
for Pension 430
She received an email this morning about applying for the state pension.
She worked for the HSE and was under the impression that she would not qualify.
Can someone make sense of the above numbers.
Thanking you in advance.
Mr Nobody.
 
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Did she join the public service before April 1995?

It looks like she has been paying PRSI at class D, which does not build up an entitlement to a State Pension.

What is the class K about?
 
Your statement seems to be incorrect.
It shows Reckonable Contributions for Pension as total 0
This should be showing at least 52.

It shows 385 paid contributions.
Can you post the full record so it can be determined if these are Reckonable paid contributions.
 
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K is for unearned income, such as rental as far as I know.
Its the Reckonable Credited contributions
for Pension 430.
What does that mean?
I just found this,

Once you have at least 520 reckonable contributions, you will qualify for a rate of State Pension (Contributory).
Have enough PRSI contributions - these can be paid, credited and voluntary contributions - see 'How to calculate your State Pension (Contributory) rate in 2025' below
 
I think the very best she can hope for is a Pro Rata Pension, and this may be impossible at age 66 from the above statement.
https://www.citizensinformation.ie/en/social-welfare/older-and-retired-people/pro-rata-pensions/

She will need a min of 260 full rate contributions, These are Class A's (Employee - 3 are shown) or Class S's (Self employed - 52 are shown)
She has enough modified rates to qualify
She can now pay PRSI to age 70 to help qualification, if the Class S's are from an ARF, this may be the best option.

Class D's or K's are not much use for benefit purposes.
A summary of the benefits of each class can be found here
https://www.gov.ie/en/department-of...classes-of-pay-related-social-insurance-prsi/
 
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