I have a leaking shower in an upstairs ensuite bathroom in a house that i have rented out. I rang my insurance company informing them on the day I saw the downstairs ceiling becoming stained. From inspecting the shower I can see that the water was escaping from loose tiles and shower tile strip. I told the insurance company and they said ( and it is on their policy-i checked) that they will only pay for water leakage from broken pipes and not leaky tiles and tile strips. What can I do? I cant afford this job. It will cost approx 500 euros.