Cancelling Halifax Cc after only 1 months use

I

IrishGunner

Registered User
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Have a Halifax credit card that I just got in November. Did not cancel my previous cc at the time

After going through the whole rigmarole for applying I am fed up with their customer service ,or the lack of it, and the fact they don't have an on-line facility to see transactions

What I want to do now is cancel it

Do I have to still pay the Government stamp duty and if so would this stamp duty cover my other cc which I did not cancel or would I get hit twice
 
IrishGunner said:
After going through the whole rigmarole for applying I am fed up with their customer service ,or the lack of it
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Really? I've been on to them several times in recent weeks and found them grand.
What I want to do now is cancel it

Do I have to still pay the Government stamp duty and if so would this stamp duty cover my other cc which I did not cancel or would I get hit twice
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Yes - you will be charged the relevant SD (not sure if it will be €40 or the new rate of €30) on closing the account or on the 1st April whichever comes first. See [broken link removed] (not updated for Budget 2008 changes). If you are going to switch to another card provider instead then you need to get a letter from Halifax and use that to avoid a second SD charge for the same March-April annual period.
 
I have been onto their customer service about 3 or four times querying payments asking what for the local currency so I can check it v my reciepts and each time they kept me on for ages and told me it will appear on statement. Its this and the fact they dont have the online facility is why I wish to cancel. They said this will be available soon.....?

So if I cancel this pay the €40 or €30 and revert back to my PTSB card which I had not cancelled and get a letter from Halifax I will / wont have to pay it again?

Thanks
 
IrishGunner said:
So if I cancel this pay the €40 or €30 and revert back to my PTSB card which I had not cancelled and get a letter from Halifax I will / wont have to pay it again?
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Since you have the two cards on the go at the same time rather than switching (i.e. cancelling one and switching to a new one) you will be charged SD on both.
 
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