I don't have any plans for a heat pump at present, I don't have the budget for it at the moment. The house is a 2005 build so I'm doubtful that it has the required air tightness to make a heatpump viable, at the moment.
From this remove I can't answer that. As said earlier, the thermal envelope needs to be defined and then insulated and air tightened accordingly. This definition is key. Whoever does it needs to be well versed in actual heat loss mechanisms and not just a box ticking BER monkey assessor. Perhaps, get back in contact with the engineer and get his/her input.
I am not sure who the BER assessor was, the assessment was done last September prior to the house being put up for sale.
I will need to get a proper professional to investigate the attic and see what can be done as regards to the thermal envelope.
The house is a dormer, so the attic is quite small and wouldn't be suitable for living space (or maybe not even storage) anyway, so I'm not sure why it would be included in the envelope.
I believe at this point my main potential avenue to improve is the attic insulation.
There may be some small room for improvement of the boiler - around 83% efficiency currently vs a condensing boiler which would bring it to 90%+ ?
As I haven't lived in the house yet, I have no idea what the fuel/electricity bills are like at present.
The BOI mortgage rates are changing, which not as financially attractive now to pursue getting a BER B3+.