Yes / 12How does it compare to Raisin, see below?
Compare savings accounts for Irish savers up to 2.80% AER
Compare savings accounts for Irish savers. View high interest rates on savings accounts beyond Ireland and open your free Raisin Bank account.www.raisin.ie
When you say 1.31% monthly does this mean 1.31% per annum ÷ 12, paid monthly?
Savings rates through Raisin seem superior.
Raisin offer fixed term accounts, Bunq is instant access
Plus they are an intermediary, I can't speak to how good / bad the banks they offer are, and what service they provide (eg online access), but others here might be able to.
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