Builder Sole Trader - Insurance Required?

[MoneyNovice]

I am posting this on behalf of my brother who is a self employed builder. Until recently, he has had people working for him. Now he has nobody working for him and is sub contracting himself to other larger companies. In the past, he always had insurance which covered his employees but not himself. Does he still need insurance considering he has nobody else working for him but is subcontracting to other companies?

 

[Joe_90]

He needs public liability insurance and some kind of product/service liability insurance and he will have to have cover for any subcontractors that he uses.

So everything except employer liability.