I'm 39 married with 3 kids, wife is SAHM. My Salary is 85k Currently putting 500eur pm into my company pension scheme. I was a late starter and only have approx 25k in there so far. I have credit card debt of 8k (had debt for 2 years ..currently on 0% transfer rate) that I can't see being paid off anytime soon. Should I take a break from contributing to pension to clear this. Interst rate will be reverting 17% in the next few months. Thanks.