Borrowing My Own Money From CU

[Salvadore]

When the loan balance reduces to the amount of savings held, it’s possible of course to offset one against the other, thus reducing both the term of the loan and the amount of interest paid.

 

[ClubMan]

When the loan balance reduces to the amount of savings held, it’s possible of course to offset one against the other, thus reducing both the term of the loan and the amount of interest paid.

I had to fight tooth and nail on behalf of somebody else to get their CU to do this a few years back.
I hope that it's easier to do these days!