Laya Better Alternative to Laya Precison 150 connect

anseof

Registered User
Messages
14
Hello, I’m looking for some advice. We are 2 adults and 1 child living in Greater Dublin Area. All in good health but all make use of physios (in particular my son). Adults currently on Laya Precison 150 connect and son is on Laya Simply Connect.

We haven’t had any need for in-patient hospital care, but still wondering if we should up our cover to include better access to private/hi-tech hospitals. I’m guessing that to do this we are probably looking at least €1,000 more per annum for a family policy. If there was better day to day cover then maybe it would be worth it (cover gp, physio, optician, dentist etc)?

If we went with a better policy does a waiting period apply to day to day expenses too? I am looking at Simply Connect, Simply Connect Plus and Simplicity and really can’t decide which of these might suit us, or is there a better alternative? Thanks in advance for any advice you can offer.
 
Hi anseof,

Welcome to AAM. Quick question, when is your renewal date?

Snowyb
 
anseo,

Firstly there is no waiting time involved for day to day cover, even if it is upgraded cover.
From the choices you mention, I would be inclined to go for Laya Simply Connect.

I included a couple more options to consider, in the following link;
1. Laya Precision 150 Create; price 1159pa; hospital cover same as before, better day to day cover. 30 refund per physio visit, gp etc.
2. Control 300 Create; price 1181pa; better hospital cover including full cover for a private room in a private hospital, 3 hi-tech hospitals covered,
Better day to day cover, 30 per physio visit, gp etc.
3. Laya Inspire plan; price 1140pa; better hospital cover and better day to day cover, 50% refund for gp, consultants etc.
https://www.hia.ie/comparison-tool/...vY2siOmZhbHNlLCJwbGFuX2RldGFpbF9pZCI6LTF9fV0=


Regards, Snowyb
 
anseo,

Firstly there is no waiting time involved for day to day cover, even if it is upgraded cover.
From the choices you mention, I would be inclined to go for Laya Simply Connect.

I included a couple more options to consider, in the following link;
1. Laya Precision 150 Create; price 1159pa; hospital cover same as before, better day to day cover. 30 refund per physio visit, gp etc.
2. Control 300 Create; price 1181pa; better hospital cover including full cover for a private room in a private hospital, 3 hi-tech hospitals covered,
Better day to day cover, 30 per physio visit, gp etc.
3. Laya Inspire plan; price 1140pa; better hospital cover and better day to day cover, 50% refund for gp, consultants etc.
https://www.hia.ie/comparison-tool/#/plan-comparison?plansAndProfiles=W3siaWQiOjEsImFnZSI6MjYsIm1pbk1heFByaWNlIjpbMCwxMTgxLjk2XSwibWluTWF4RXhjZXNzIjpbMCw2MDBdLCJwbGFuVHlwZSI6MSwicGxhbnNTZWxlY3RlZCI6WzEzNjUsMTM4NSwxNTI5LDE1NDRdLCJwbGFucyI6eyJkYXRhIjpbXSwibG9hZGluZyI6dHJ1ZX0sInBsYW5zU2VsZWN0ZWREYXRhIjpbXSwiYXBwbGljYXRpb24iOnsidG9nZ2xlX3Njcm9sbExvY2siOmZhbHNlLCJwbGFuX2RldGFpbF9pZCI6LTF9fV0=


Regards, Snowyb


Hi snowyb, where do you find all this information as you seem to be so well informed?
Is it all from the hia website above or are there other resources?
 
Snowyb,
Thank you for taking the time to respond. I really appreciate the effort you put into helping others. You have added some clarity to my options.
Anseof
 
Back
Top