Best way to reduce banking fees

The most recent annual fee statement I have is to Feb 2023.

Account maintenance 4 x €4.50
68 Direct Debits excluding cards @ 20 cents
4 standing orders @20 cents
Stamp duty (on cheques?)
14 ATM withdrawals @ 35 cents
1 ATM currency conversion and commission @ 10.15
31 contactless @ 0
248 debit card purchases @ 20 cents - see next post.
13 purchases of forex - total €5.85 (1.75%)
55 automated credits @20cents
36 automated debits @20cents
2 in branch withdrawals @ 39 cents
3 lodgements @39 cents

Hi,

I had something similar to this 248 debit card purchases @ 20 cents on my AIB.
I enquired about that since I do not use their card for anything. They didn't know what's going on and gave me an once off refund. Bit weird by the way.

Cheers,
 
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