Banks trying to systematically change terms and condtions

For the information of those interested as it seems mis-understood. These are not my definitions or meanings of the words as i did not want to rely on my understanding so as it was mentioned above here are the Oxford definitions

Strategically; In a way that relates to the achievement of long-term or overall aims and interests

Alter; Change in character or composition, typically in a comparatively small but significant way

Is that clear enough but if not i am reminded of Bruce Lee's comment

A wise man can learn more from a foolish question than a fool can learn from a wise answer.
 
Thanks Padraic.

So, for the avoidance of any further confusion, you have not uncovered any effort by lenders to change the composition of any previously agreed loan contracts. Right?

That really would have been a huge twist in the tracker scandal.
 
Surely the facts speak for themselves, name a bank in Ireland that did not overcharge it's customers by incorrectly "interpreting" it's contractual obligations. l know one swallow does not make a summer, but you would have to be a fool to think the similar actions of each and every bank was all some giant coincidence.
 

Padkiss,

Not only are the Banks strategically altering the terms and conditions of mortgage agreements, they are now simply removing a product default option that was originally included in the mortgage contract (Tracker Mortgages). For example, AIB expect people to be grateful for a 1000 Euro payoff, no questions asked!