Technically, 100% of the redress amount should go to the OA, as the "breach of contract" claim existed at the beginning of the bankruptcy.
in respect of Compensation, the OA has adopted a
" approach and allocated 70% towards the "Personal Injury" component. Personal Injury proceeds belong to the bankrupt and not the OA.
if the breach of contract was the major contributory cause to a person's bankruptcy, then the compensation should reflect that. If the bank was your sole creditor, the big question then is why did you go bankrupt and not do a PIA? if your PIP advised you (and if he was correct in his advice!) that a PIA was unsustainable, then I could not see how you would be entitled to additional compensation.