M
Took out sterling loan with Bank in 1998. Gave Life Assurance Policy as security. Each time Bank contacted me, the annual repayment and in some cases more than what was due was made.
Are you saying that you only had to make one repayment per annum off your loan?
So, if you were required to make one repayment per year why did you stop making this payment in 2005?
Because very simply that I received no phone call in relation to the required payment.
To date (2011) I have never received a statement or account number regarding this loan despite requesting same in writing hundreds of times.
Finally. The onus was on you to pay back the loan. Waiting for a reminder phone call to make a repayment is a pathetic excuse by you for not making a repayment.
Have you ever called in to see them or speak to someone?
Yes, and I was told that the person dealing with the matter was too busy.
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