fistophobia
Registered User
- Messages
- 391
I used the discount code, and got AV. shareholder discount
e295 premium.
e295 premium.
Why the10Y+ Full license, full no claims, no previous claims, points etc. Added my mother as a named driver (she will never drive the car). Premium reduces €70
You mean they give an additional discount to Aviva shareholders?I used the discount code, and got AV. shareholder discount
e295 premium.
Why the?
With some insurers adding a named driver will increase the premium.
A reduction of €70 is not nothing.
But I've no idea what the overall premium is.
Presumably this insurer's actuaries have calculated that, on average, adding such a named driver to the policy will involve a lower risk even if, in specific cases such as yours, it sometimes doesn't really make much difference?70 is about 15%. I basically got the discount for supplying my mothers details without any actual risk reduction. I wouldn’t have thought that would be the case with my driving and claims history. It’s just goes to show there is still plenty of fat in motor insurance premiums still.
Where do you get that discount ,I looked at the aviva website and could not find this anywhere?I used the discount code, and got AV. shareholder discount
e295 premium.
Yes you can buy online.Anybody know... If I'm already with Aviva and (as explained above) can get cover for 25% less by going to their website as if I was a new customer rather than renewing the existing policy, can I just buy that cover or will that cause confusion/problems with cover, my online account etc.? I really don't want to have to call them to deal with this as I'm fed up with companies' ridiculous phone systems and hold times.
@ClubMan - yes, you can buy the policy as a new customer even though you are with them already (just gone through the process myself) - you will need to upload your NCB via myaviva login from your existing policy to your new policy - that is all that they should need, but again check the over letter via myaviva to see if there is anything else that you may need.If I'm already with Aviva and (as explained above) can get cover for 25% less by going to their website as if I was a new customer
Just realized after renewing my own car insurance on the 14th of April I never downloaded the cert to print the disc,You have to print your Insurance cert and disk on colour printer
If you can phone at just after 9am when the lines open my experience is you get dealt with very quickly. Backlog builds up over the day.Thanks for the info in response to my query above - even if it's a bit inconsistent.I've still a few days before I can renew but when I do I'll probably just buy online as a "new" customer. I really can't face more phone calls and ridiculous hold times.
Thanks @odyssey06 - but I've tried that with other companies to no avail. These days I try to avoid calling any company if I can avoid it because they all seem to have ridiculous hold times. Far too frustrating.If you can phone at just after 9am when the lines open my experience is you get dealt with very quickly. Backlog builds up over the day.
Just got my renewal quote from Aviva.Just be careful. I went through this ordeal recently and they messed up my existing insurance. They never linked my new policy to my existing policies with them, so when my other policies came up for renewal I was never given the extra discount for having a number of policies with them.
Yeah very much the same for me, just renewed my house policy with them yesterdayHowever, yet again for the umpteenth time they have not recorded the fact that my wife's car is also insured with them or that my home is insured with them.
Why do I have to ring them every year to remind them of this.
Maybe they are hoping I won't notice?
In case it helps anybody else, I ignored the renewal of my existing policy (€420) and took out a new policy as if I was a new customer via their (Aviva) website (€310) and was able to then simply add the new policy to my existing MyAviva account online without having to call them or anything.
I would like to think that a company as big as Aviva would when they see one of their systems is not doing what it should be doing, fix itMaybe they are hoping I won't notice?
Same with me.Yes, a lot of insurers are subject to minimum quote. 280 seems to be it.
I've had a small negative amount added to bring it to that with Aviva.
No surprise.They still have the same computer system they used in the 1990'sJust got my renewal quote from Aviva.
The price has gone from €310 to €382.
Last year, I was on the minimum amount that could be charged but it also included a €125 excess, Journey Wise Insurance and Protected No Claims discount. I still had funds to spare in the minimum charge of €310.
This year all these things are extra on the policy.
However, yet again for the umpteenth time they have not recorded the fact that my wife's car is also insured with them or that my home is insured with them.
Why do I have to ring them every year to remind them of this.
Maybe they are hoping I won't notice?
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