Aviva says lowest car Insurance quote available is €280.

The most recent renewal we go is increased over last year.
Like others doing it online with the same insurer got a much cheaper quote.

Though it might be the extras. Have to check that. I suspect it might be cheaper online with better extras. Also online doesn't include the discounts for multiple policies or train ticket holder, but that made negligible difference tbh and the online new customer gives you a similar discount. So the difference is moot. Its just cheaper online.
 
I tried to find the free travel insurance there a couple of weeks ago on the Laya website but couldn't. I wonder have they done away with it..