AVC contributions if planning on leaving public sector

[poorrelative]

Apologies if this has already been discussed. Hypothetical query about paying AVC to top up TFLS if leaving PS at age 50. If someone intends to leave the PS after say 20 years on a final salary of 60k, their TFLS would be 45k so in theory they could contribute another 45k to an AVC to ensure a 90k TFLS upon retirement. Must this 45k contribution to an AVC be made before leaving the PS?
Thanks

 

[bstop]

Yes. You must be still employed in the employment attached to the AVC to get tax relief on the contributions.

 

[poorrelative]

Yes. You must be still employed in the employment attached to the AVC to get tax relief on the contributions.

Thanks bstop that is very useful to know

 

[Early Riser]

The €90k would only apply to a preserved pension. It would be lower for CNER.

 

[poorrelative]

The €90k would only apply to a preserved pension. It would be lower for CNER.

OK thanks ER, I don't think there is much chance of me retiring before 60 so CNER unlikely here