Health Insurance At what point does private health insurance simply become uneconomical?

[JoeRoberts]

Ok. I think for most people the cost of a policy with BR is out of reach or soon will be so I don't think we need to be scaring people into feeling it is a necessity. I doubt the outcome would have been any different without BR, maybe a bit less comfortable for sure.

 

[misemoi]

In terms of cash savings in lieu of health insurance. Are there instances that you will not receive private treatment without health insurance? As in even with a large cash pot, that the potential bill could exceed it and is the doctor/hospital taking a risk? Does that happen here?

I would also be wary of potential for elder abuse, if cash that might potentially be inherited is used for healthcare, could influence be put on people not to spend it?

 

[Protocol]

As in even with a large cash pot, that the potential bill could exceed it and is the doctor/hospital taking a risk?

I suppose a complicated operation/surgery and associated treatment could cost 10k-30k, yes

 

[Cervelo]

Ok. I think for most people the cost of a policy with BR is out of reach or soon will be so I don't think we need to be scaring people into feeling it is a necessity. I doubt the outcome would have been any different without BR, maybe a bit less comfortable for sure.

Not sure where you're getting the idea that I'm "scaring people into the feeling it is a necessity" that you have a policy for BR
I'm simply saying that private heath care is expensive and you're better of with health insurance then without it,
as the costs will most likely outstrip any savings you've built up by not paying the premiums

 

[Flybytheseat]

Personally I wouldn't be relying on the broken public health system or on the new unproven minister for health (Jennifer Carroll MacNeill) for my survival. I think €2K-€3K per annum is a relatively small outlay for the chance of survival.

 

[demoivre]

Personally I wouldn't be relying on the broken public health system or on the new unproven minister for health (Jennifer Carroll MacNeill) for my survival. I think €2K-€3K per annum is a relatively small outlay for the chance of survival.

How will you avoid using the the public system in an emergency situation such as a car accident , heart attack, stroke bad fall etc. and someone calls 999 ?