Pineapple82
Registered User
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My partner and I went into Ulster Bank over two weeks to start an FTB mortgage application. It was a positive meeting, and we had all of the necessary documentation. The Mortgage Advisor said we should get an email with the AIP letter in a day or two, but it is now two weeks later. He explained that the application would go through an initial assessment to full Credit underwrite before we got a yay or nay. But we haven't heard a thing from them, I sent a follow-up email after two weeks, and I will call on Monday if we don't hear back but is this something I should worry about?
How long would this process normally take? Was a day or two just an expression on his part? Or should we be worried? I do have some missed payments on a loan from five years ago, but our reports are clear otherwise.
Any insight would be most welcome, thank you.
How long would this process normally take? Was a day or two just an expression on his part? Or should we be worried? I do have some missed payments on a loan from five years ago, but our reports are clear otherwise.
Any insight would be most welcome, thank you.