I agree. Even though we know the basic outcome of the decision, I want to read the full legally binding decision. I do not understand the reasoning behind the 12% write down plus refund of interest, but with no compensation or tracker!
I have been checking their website every day, and nothing. I also emailed the FSPO in April and got these responses:
"Thank you for your inquiry. All published decisions can be found on our decisions database on our website at
https://www.fspo.ie/decisions/
Section 62 of the Financial Services and Pensions Ombudsman Act 2017, provides the FSPO with the power to publish legally binding decisions in relation to complaints against financial service providers.
The legislation requires that decisions should be published in a manner that ensures that a complainant is not identified by name, address or otherwise and a provider is not identified by name or address.
As a result, I cannot point you in the direction of a specific decision relating to AIB, as all decisions listed on our website are anonymised. You can however, use the search fields to search for banking and mortgage related decisions.
If you have any further queries please don’t hesitate to ask."
and after my second question:
"We have published decisions with each release of our Ombudsman’s Digest of Decisions
https://www.fspo.ie/publications/
We do not publish them automatically, within a certain timeframe from issuing the decision."