Any heard of used Octane Insurance?

[Learner2015]

Hi All,

I have been insured with one of the large insurance companies on my car for the last 4 years. Just got my renewal for Feb and it is 25% higher than last year and they won't budge - blaming industry wide conditions.

So called a broker recommended by a colleague and they have got me a much cheaper quote with the exact same benefits like same excess amount, windscreen, NCB protector, home start and driving other cars.

Thing is it is with a crowd called Octane Insurance underwritten by Prestige - I have never heard of any of these and am worried that the cheap price may mean poor service if I have to deal with them at all during the year or make a claim etc.

Anyone have any experience with them you could share?

 

[peteb]

You wont have to deal with Octane thought. Your broker will. You are paying him a fee so any service issues will be his.

 

[Learner2015]

Thank peteb, never though of it that way, silly me. Broker has a good rep so I think I'll go with it.

 

[Leo]

Just check all the terms and conditions on the policy to make sure you're comparing like with like. All insurance has gone up in the last year. I did extensive shopping around for car and home in the last few months and all are coming in at least 20% more than last year.