Revolut.Have an Ulsterbank bank credit card for years- other than the government tax it’s fine for what I need - I regularly put funds into it by bank transfer from my credit union every so often - that and use it all the time for “ tap” daily - no additional charges for doing this-
is there a similar card that allows me to use it as above with no fees ?
thanks
D
To avoid transaction charges.Why not use the debit card with your ordinary bank account?
Thanks Brendan - interesting - can get a debit card ok - I find it handier with the credit card as I use it all the time and occasionally on bigger items - find it handy to have the available credit - have it 20 years - never failed to pay it off - in time -You are using it like a debit card.
Why not use the debit card with your ordinary bank account?
Or is the credit union your main bank account?
Brendan
Spot on - tap hundreds of times a month ! No charges - want to try stay that way ! ThanksTo avoid transaction charges.
Credit cards don't charge for individual transactions, and so long as you pay on-time you effectively get close to free banking.
Perfect - they give you say - 1000 or 2000 credit - without too much hassle and pay off in time - no charges ?Revolut.
No. It's not a credit card. You'd need to prepay the card.Perfect - they give you say - 1000 or 2000 credit - without too much hassle and pay off in time - no charges ?
You can do this with any credit card. So BOI, Avantcard, AIB etc, it doesn't really matter for your use case. Some give a small amount of cash back so pick one of them.is there a similar card that allows me to use it as above with no fees ?
For credit cards take a look at AIB, Avant & KBC. They all offer some form of cashback for transactions. Depending on your usage the cashback could easily offset the stamp duty on the card
Is your online banking just for your credit card then?but I do use their online banking.
This seems to be a way by the Ulster Bank to force people to have online banking with their current account.I always understood that a person's credit card account had nothing to do with a person's current account.
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