Gunner is correct.
Karen was chosen as she was so simple and therefore a successful complaint would apply to everyone else in the cohort.
They have made a provision for €300m and I think that they have said that 5,907 people are affected.
The only complex issues are people who deserve more than Karen because they suffered more due to arrears, loss of their home, etc.
But if anyone has the following circumstances, they should be in the group:
Started on a fixed rate
Had clause 3.2 in their contract
Came out of the fixed rate after October 2008
And were not offered a tracker rate.
If you received €1,615, it strongly indicates that you were in that group. I don't think that they paid the €1,615 for anything else.
AIB has handled this extremely badly and have tried to escape from paying out. So maybe they will try another trick on some customers.
The Ombudsman would be annoyed with any messing and stupid as they are, AIB must realise this.
Brendan