Just wondering, if the government decide to proceed with nationalising AIB and BOI, what (if any) would be the effect on the government guarantee on savings? Would it be withdrawn from these banks?
Might be no harm to arrange one´s finances so that you owe the bank more than you have in savings - thus, if they manage to lose your deposits, just tell them to offset it against the loan.
I can't recall fully, but from what I can remember, it doesn't work that way. There was a post something similar to that, if you do a search you might be able to find it.