AIB 2.77% 2 Year Deposit

[masterboy123]

I have multiple savings accounts with AIB. Can I check somewhere online how much interest (profit) I have earned?

 

[Lightning]

AIB do not display accrued interest. (A missing feature from most of the legacy banks).

You can obviously see what you have been paid by looking through transactions.

 

[Homewardbound11]

When filing tax returns for interest on deposits ie AIB. . Is the 5,000 euro income limit per person before you need to fill in form 11 instead of form 12. Ie if you have a joint account and you are jointly assessed . Is the limit then 10,000 before you need to fill in a form11.

 

[Freelance]

if you have a joint account and you are jointly assessed . Is the limit then 10,000 before you need to fill in a form11.

Not the answer you were hoping for…. It’s €5,000 per tax registration/return, so that remains the limit for joint assessments.

 

[Lightning]

The AIB 2.77% 2 year rate really is a stand out offer.

It's very difficult to see this rate lasting much longer.

 

[DocOc]

If you open this account does the 2.77% rate hold for 7 days i.e do you have 7 days to get the money in at the rate on the day you opened the account? Thanks.

 

[Lightning]

Yes

 

[Freelance]

do you have 7 days to get the money in at the rate on the day you opened the account

Yes, but don’t hang around, the account is cancelled automatically if you have not lodged to it. Also, it might be safer to think of it as six days; I set one of these up before Christmas and the lodgement was delayed awaiting funds was and when I attempted to lodge on the seventh day it wasn't accepted as the account had been closed. On that occasion I was fortunate as the rate I signed up for was still on offer when I set up another account.