Re: Affordable Housing with Fingal
Hi everyone, this is my first post
I've just recently moved into my house which i got through Fingal's Shared Ownership Scheme.
I applied in December 2005 and got my letter of approval in January 2007. Heard nothing until May when I was asked if I wanted to view apartments in Cityside in Finglas (?). As a few other people have mentioned, I didn't actually get to view them as I was too far down the list.
Heard nothing until August when I got a call to view houses in Tyrrelstown. Went along, told them the one I wanted (you give them your prefrence and if nobody above you on the list wants that one they put your name down while you wait for your final loan approval).
I found them very helpful, the lady I was dealing with was very nice and always responded to emails/calls.
One thing to note is that they do take your savings record quite seriously, I'd had to dip into my savings to have some repairs done to my car, and I had to get a receipt from the mechanic to verify this before they would approve the final loan.
The only problem I did have was when it came to doing the snag. Was waiting a good four or five weeks for the builders to do the work, and when my builder came back to do the second snag report, most (in fact, none) of the repairs had been done. So that delayed things quite a bit, but it all got sorted in the end and I moved in about 2 months ago.
I got a 2 bed detached house for €150,000, deposit of €7, 500.