Accident with substandard tyres, insurance company refusing cover. Options?

Status
Not open for further replies.
Just bear in mind @unstacked , while you may be claim/accident free, hubby is not accident free.
Just in case you are thinking of adding him as a named driver to any future policies.
 
SparkRite said:
Just bear in mind @unstacked , while you may be claim/accident free, hubby is not accident free.
Just in case you are thinking of adding him as a named driver to any future policies.
Click to expand...

Careful now.....

If OP is the car owner she has had a claim made against her.
Any claim like this is actually a claim against both the vehicle owner and the vehicle driver.
If proceedings had issued the owner and the driver would have both been joint tortfeasors and appeared as co-defendants.
The principle is that the driver would be regarded as the owner's agent for whose negligence the owner would be rendered vicariously liable.
 
The misinformation in this thread is as breathtaking as the callous disregard for the incredible stress the OP will have been experiencing at the time.

If you don't know the first thing about insurance, just don't comment. Your comments mislead people and cause undue stress to people who stumble on this thread.

The fact that insurance policies (since about 2016) mention tyre tread, does NOT automatically mean insurance is invalidated by lower than legal tread. In practice, this is determined by an investigation to determine whether the tyres contributed to the incident, whether the owner has been generally negligent when it comes to vehicle maintenance, and the contribution of other forms of negligence of vehicle maintenance.

Keep your tyres legal to avoid ambiguity, but don't assume your uninsured on that basis.
 
I'm curious how you found a 4yr old thread.

But also who assumed anything. The OP posted the insurance company said it wasn't insured. Did they not?
 
Status
Not open for further replies.
Menu
Log in
Register