Possibly not but I don't think they do it, it's all about putting an affordable repayment schedule in place which just continues indefinitely until something changes, increased income for example or the person goes to a PIP. To the best of my knowledge getting debt writedowns is not anything they do in great numbers, the odd advisor may have had a bit of success but it is not their regular work.
Obviously I think this work all the way to the end of the insolvency procedure for all cases in particular those who have no income to pay a PIP should have been given to MABS but it wasn't, politics of some sort at play there I imagine.
Obviously I think this work all the way to the end of the insolvency procedure for all cases in particular those who have no income to pay a PIP should have been given to MABS but it wasn't, politics of some sort at play there I imagine.